Rates and Insurance

Fees:

• $200 for the first initial 60 minute intake
• $150 for 53-55 minute individual, couple, or family session
• $40 private pay fee for our interns

Insurance

In order to bill insurance, please know that your therapist will have to diagnose you and provide that diagnosis to your insurance company in order to receive reimbursement. Further, some insurance companies have restrictions on the number of sessions and/or length of sessions. Some of our providers are currently preferred providers (In-Network) with: 



• Aetna
• Cigna
• Coordinated Care
• First Choice
• Kaiser Permanente
• Premera
• Regence
• United Healthcare/Optum (only licensed therapists)
• Tricare

Interns:

We are a practice that believes in growth and opportunities therefore we have interns that see clients and offer a private pay flat rate ($40) and can see clients that have Coordinated Care insurance. 

Out-of-Network: Courtesy Billing

For other insurances, Blooming Leaf Counseling may be able to submit claims on behalf of our clients directly to their insurance company. In many cases, your out-of-network reimbursement covers a significant amount of therapeutic services, though you should contact your insurance company for more information. In cases where we cannot electronically submit claims on your behalf, you will be provided insurance-ready documentation that you will be able to submit for reimbursement.

Here are a list of questions you can ask your insurance provider:

1. What are my “Out-of-Network, Out-Patient, Mental Health Benefits” when seeing a Licensed Mental Health Counselor? (Some insurance companies distinguish between Psychiatrist, Psychologist, and Mental Health Counselor; make sure you specify that you will be seeing an outpatient Licensed Mental Health Counselor or Licensed Marriage and Family Therapist, or sometimes it is called Out-Patient Therapist-Non Physician).
2. Do I need a referral from my Primary Care Provider (PCP) to see a Licensed Mental Health Counselor or Licensed Marriage and Family Therapist?
3. Do I have a deductible, coinsurance, or co-payment?
4. Have I met my deductible this year? When does my deductible restart?
5. Does Pre-Certification apply? (Does the insurance company have to approve the treatment prior to starting therapy?)

No Surprises Act: Good Faith Estimates

Effective January 1st, 2022, the No Surprises Act, Title 45 Section 149.610 of the Federal Regulations, has created new obligations for healthcare providers, facilities, plans, and insurers that are intended to protect patients from receiving unexpected or "surprise" medical bills. One obligation under this Act is for healthcare providers to provide all uninsured and self-pay clients with a Good Faith Estimate of expected charges. You may ask for this estimate when scheduling services, and you have the right to receive a Good Faith Estimate at least 1 business day before beginning services. You also have the right to dispute any bills that are at least $400 more than your Good Faith Estimate.

Cancellation Policy:

Because an appointment slot is saved for you, there will be an $150 charge for appointments cancelled or missed with less than a 48-hour notice.